The Truth About the F Word: You Deserved Better

Published by melissacfe2025 on

You Deserved Better

The truth is, there are many different F Words, but the one I want to shine a light on today is fraud, specifically, targeted fraud that you didn’t deserve and was not your fault.

If you’ve ever been hit by a scam and then hit again by judgment, blame, or dead silence from the people you trusted, this one’s for you.

Maybe you’ve heard the questions:

  • “How could you fall for that?”
  • “What were you thinking?”
  • Or maybe you turned them inward and blamed yourself.

Let’s be clear. You deserved better. For someone to say, “It’s not your fault.” Someone to call it what it is: manipulation, deception, an attack on trust.

What happened to you has nothing to do with strength, knowledge, or education level. It means someone exploited your humanity. That’s the real story. And you deserve so much more than that. You still do.

Scam Victims

You’ve just been hit.

The shock. The confusion. The disbelief that someone could do this to you.

If this is where you are right now, pause. Breathe. You are not alone, and this was not your fault. You didn’t “fall for it” because of you; it was because of their tricky scheme. Someone targeted you with expert manipulation. And now you get to reclaim control.

🚫 Let’s End the Blame Game

Fraud doesn’t happen because someone isn’t wise. It happens because someone else is dangerous.

Scammers are professional manipulators. These con artists aren’t dabbling in lies; they master them. Preying on emotions like fear, hope, trust, and love, they study human behavior and strike when a person is stressed, grieving, lonely, or caught off guard.

Their advantage comes from training to deceive and carefully studying the target, never from the target’s lack of intelligence, education, or worth.

💔 When Trust Becomes a Trap

Trust is one of our most powerful human instincts. Scammers know that, and they use it to pull you in.

What they look for:

  • Divorce, illness, job loss
  • Loneliness or isolation
  • High-pressure or emotional moments

A romance scammer might spend six months messaging someone who has just lost their partner. An investment scammer might wait until you’re planning retirement. They aren’t targeting fools. They’re targeting people living through real, complex, human moments.

🧠 It’s Not You. It’s Them.

Let’s destroy the myths that keep victims stuck in shame.

  • Smart people don’t get scammed? Wrong. It happens to people from every walk of life.
  • Victims are greedy? No. They are often innocent and trusting.
  • The signs were obvious? Not with the smokescreens scammers use.
  • You should’ve known better? Only if you had a crystal ball.

Scam survivors come from all backgrounds and education levels, including doctors, lawyers, teachers, parents, retirees, and engineers. Your intelligence didn’t fail you. The scammer bypassed it with fear, urgency, and emotional overload.

Blaming someone for getting scammed is like blaming someone for being mugged. Blame the criminal. The choice belongs to the criminal, so they are the only ones at fault.

🎮 How Scammers Trick Even the Sharpest Minds

Here’s a peek into their dirty toolbox:

Fake authority – Pretending to be police, IRS, banks, or tech support. We’re wired to follow authority.

Urgency and fear – “Act now or you’ll lose everything.” Panic shuts down logic.

Social proof – “Everyone is doing it.” They create fake reviews and testimonials to build false credibility.

Reciprocity – By offering a favor first and then asking for something. You feel pressure to return the kindness.

Isolation – They say, “Don’t tell anyone because they won’t understand,” to cut off your lifeline.

These tactics don’t work because you’re careless or clueless. They work because they hijack our instincts, which override reason with pressure, confusion, and urgency, tools designed to short-circuit even the sharpest minds.

💔 Scam Survivors

You’ve been through it. Now you’re ready to start healing.

Recovery starts when you stop seeing yourself as a victim and reclaim your story.

The scammer took control for a while. But this is your life, and now your voice leads.

Write it down. Tell someone you trust. Warn others online. However you choose to share it, the power is in the telling.

You decide:

  • Who hears it
  • What details to share
  • What words describe your truth

Telling your story isn’t reliving the pain. It’s rewriting the script. It silences the shame and makes space for healing.

Forget the stereotype. Survivors don’t wear a label. They wear strength.

They are all types of people who:

  • Had something worth stealing
  • Got targeted at a vulnerable moment
  • Trusted, and had that trust used against them

Survivors are people who keep going, speak up, and refuse to shrink in the face of shame.

🔥 Fraud Fighters

You’ve turned your pain into purpose. Now let your story light the way for someone else.

If you didn’t like how you were treated and know you deserved better and didn’t get it, let’s make sure no one else has to feel what you felt.

Let this be the moment you speak up and share, not just about the scam but the response to it.

Because someone out there right now is being set up. And your voice might be the very thing that keeps them from falling.

From victim to survivor to fraud fighter, you’re not alone.

🛠️ Your Recovery Toolkit

Fraud hurts. But healing is possible, and power is always within reach.

Start with these steps:

  • Report the scam (FBI, IC3, FTC, local police)
  • Contact your bank or credit card provider
  • Save every screenshot, message, and receipt
  • Confide in someone you trust

Then build your support system:

  • Find a support group for survivors
  • Talk to a therapist familiar with financial trauma
  • Stay close to people who listen without judgment

Protect yourself moving forward:

  • Learn to spot red flags
  • Practice saying “no” to pressure
  • Always verify through official channels
  • Trust your gut; let that feeling help you

Your new mantra:

  • Slow down
  • Ask questions
  • Verify everything
  • Never send money on demand

The scammer counted on you being confused and isolated. Now you’re informed, connected, and stronger than ever.

Final Truth:

It isn’t your fault; you didn’t deserve to be taken from or blamed afterward.
You are the survivor.
And the only F word we’re not saying around here?
Fooled.


📢 Your Voice Can Stop the Next Scam

Every story shared is a warning sign for someone else. If you’ve been through it, you hold the power to keep another person from falling into the same trap.

📬Send your tips or experiences to tips@thetruthaboutthefword.com. The more we share, the fewer people get scammed.


melissacfe2025

Fraud Investigator | Truth Seeker | Scam Awareness Advocate | Melissa is a Certified Fraud Examiner (CFE) with over two decades of experience in the banking and financial world. After years of hearing “Shhh… we don’t say the F word” every time fraud came up, she decided it was time to change the conversation. Now, she says all the F words—Fraud, Fake, Forgery, Financial Crimes, and of course, Fighting Back! Through The Truth About the F Word, she’s exposing scams, educating the public, and making sure fraudsters have nowhere to hide. Because the only F word we’re not saying around here… is Fooled.

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