melissacfe2025

  • The Truth About the F Word: Unchosen Perception

    Unchosen Perception Fraud does not begin with a lie. It begins with how humans naturally see. We do not encounter people or situations as static facts. We encounter them through context. Timing. Emotional state. Need. Openness. Stress. Hope. Familiarity. All of it matters. This is not a flaw in human perception. It is how perception…

  • The Truth About the F Word: Unbundle Your Identity

    Unbundle Your Identity The truth is there are many different F words, but today I’m talking about the kind of fraud where you slowly con yourself out of your own identity by bundling more meaning into it than you ever realized. It isn’t the kind where someone steals your identity.It’s when you hand it over…

  • The Truth About the F Word: Conditioned to Surrender

    Conditioned to Surrender We were pulling into the school parking lot for a game, and cars were piling into rows that made no sense.Tight lines of bumper-to-bumper vehicles, stacked so deep the ones in the middle couldn’t leave unless every car in front moved first. People were trapping themselves, one row at a time. I…

  • The Truth About the F Word: The Trust Trap

    The Trust Trap The truth is, there are many different types of fraud, but the one I want to shine a light on today is the fraud that weaponizes trust. Trust is a beautiful thing. It’s how communities function, how relationships deepen, how we build lives together. Fraudsters know this, and they’ve turned it into…

  • The Truth About the F Word: Misdirected Focus Multiplies Fraud

    Misdirected Focus Multiplies Fraud The truth is, there are many different F words, but the one I want to shine a light on today is focus, because whatever you focus on will multiply. Focus is a magnet. It multiplies whatever you lock onto. The danger comes when that focus is misdirected. Most people don’t realize…

  • The Truth About the F Word: Looping Through Life

    Looping Through Life The truth is, there are many different F words, but the one I want to shine a light on today is false value, specifically, the kind that keeps you stuck in a spending loop, chasing deals, and justifying purchases you never needed in the first place. This isn’t about being scammed in…

  • The Truth About the F Word: Wired to the Wrong Place

    Wired to the Wrong Place The truth is, there are many different F words, but the one I want to shine a light on today is fraud: specifically, wire fraud that’s about to steal your dream home right out from under you. Picture this: You’re weeks from closing on your dream home. The inspection survived.…

  • The Truth About the F Word: You Deserved Better

    You Deserved Better The truth is, there are many different F Words, but the one I want to shine a light on today is fraud, specifically, targeted fraud that you didn’t deserve and was not your fault. If you’ve ever been hit by a scam and then hit again by judgment, blame, or dead silence…

  • The Truth About the F Word: How Scareware Sound Hijacks Your Brain

    How Scareware Sound Hijacks Your Brain The truth is, there are many different F Words, but the one I want to shine a light on today is fraud, specifically the “Tech Support you didn’t ask for” fraud. 👀 Picture this: You’re in a virtual training, getting logged in right on time, just trying to get…

  • The Truth About the F Word: Faking Affordability, Forcing Risk

    Faking Affordability, Forcing Risk The truth is, there are many different F Words, but the one I want to shine a light on today is fraud, specifically the kind that makes your affordable housing unaffordable. Buying a home is supposed to be a milestone. But for too many, it’s a setup. Hidden costs pile on…